Within the Federal government, there are two disabled financial assistance programs available: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). SSDI is for disabled workers who have sufficient work credits, while SSI is for low-income individuals. The bureaucracy involved in the application is high, and the definition of disability under Social Security is very strict:
When determining your qualifications and deciding to apply for SSDI and SSI, our team of Columbus Social Security attorneys is here to help you through the process, keeping your application on the fast track for approval. Retaining the assistance of legal support can help prevent your application receiving a rejection, which will require you to go through the lengthy appeals process.
The Federal government uses five questions to determine if you meet the Federal definition of disabled:
These five questions are a critical aspect of your successful application to either the SSDI or SSI program. An Ohio social security attorney lawyer can help you accurately assess your level of disability based on these questions as you prepare your application for benefits, increasing the likelihood your application is approved.
After you start receiving benefits, you may be able to test your ability to return to work through a trial work period. Our attorneys can explain this and other options in a free consultation.
SSDI provides assistance to qualified individuals and certain members of their families if the individual worked long enough and recently enough. The program uses a calculation called “work credits” to assess your yearly contribution. Each year, individuals earn up to four credits and become eligible for Social Security Disability after earning 40 credits. There are some specific rules for work credits, such as needing 20 work credits in the last 10 years before applying for disability, and younger workers who qualify may qualify with fewer than 40 credits. Please speak with one of our Ohio Social Security lawyers for assistance determining if you will qualify for SSDI.
If you qualify for SSDI, you can apply for benefits in two ways: by using the online application, or by applying in person or by phone through a Social Security office. The process can be daunting, especially for an individual with disabilities and having legal representation in the application may help prevent rejection.
The SSI benefit provides assistance for those individuals with limited income and resources and is not paid for by Social Security taxes. In fact, if you qualify for SSDI, you may also qualify and receive benefits from SSI if you meet the eligibility requirements.
The program is designed to give money for the basic food, clothing and shelter needs for aged, blind and people with disabilities who have little to no income. There are specific requirements to qualify, and an individual must meet the definitions of “disabled” and “little to no income.” However, understanding the legal intricacies can be frustrating. Our Columbus SSI disability lawyers are here to help you through the process of applying, so that you can receive the benefits you deserve as quickly as possible.
If you are an adult with a disability applying for SSI, the first step is to fill out the online Disability Report and then schedule an appointment with Social Security to complete the application. Otherwise, you can make an appointment at your local Social Security office.
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