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Workers can be compensated for their injuries in a variety of ways.
Medical Care: Hospital and medical expenses that arise as a result of a workplace injury can be paid for by funds available to the injured worker through the workers’ compensation system. For the most part, only conventional medical treatments are covered; if you desire an experimental or investigative therapy, you are less likely to get it covered, although a lawyer can help. In Ohio, you are allowed to choose your own physician as long as the Bureau for Workers’ Compensation has certified your chosen doctor.
Rehabilitation: If your injury is severe enough to require extensive treatment, such as physical therapy, workers’ compensation is available to cover the cost.
Disability: Workers’ compensation offers several types of disability benefits. Typically, under the following categories you are entitled to two-thirds of your average weekly wage every week you spend injured:
Temporary total disability prevents you from working for a limited amount of time.
Temporary partial disability prevents you from doing certain aspects of your job until your injury heals.
Permanent total disability prevents you from ever returning to work.
Permanent partial disability prevents you from ever performing certain tasks at work, but does not completely destroy your capacity to work.
Death: If a worker dies on the job, the worker’s surviving dependents can receive compensation for loss of financial support. Death benefits increase depending on how much of the family income the deceased took in.
Larrimer & Larrimer, LLC—Columbus Workers’ Comp Attorneys