Social Security Disability: What are SSI and SSDI?

Our Columbus Social Security Lawyers Explain

Columbus Social Security Lawyers explain Social Security Disability Insurance & Supplemental Security IncomeOhio workers compensation involves multiple steps and procedures. The workers comp attorneys at the Larrimer family have represented Ohio’s workers for over 80 years. Founder Richard N. Larrimer began focusing his practice on workers compensation during a time of bitter labor unrest in the 1920s.

The Columbus Social Security lawyers at Larrimer & Larrimer, LLC are proud of their long history of helping the injured workers of Ohio.

Whether you have suffered an injury that prevents you from working or have a loved one with a disability in need of financial assistance, we want to help you get the Social Security benefits you have earned.

What is Social Security Disability Insurance (SSDI)?

Social Security pays Social Security disability insurance (SSDI) benefits to people who cannot work because they have a medical condition expected to last at least one year or result in death. The government has a very strict definition of disability. While some programs give money to people with partial disability or short-term disability, Social Security does not.

To receive SSDI, you must also prove that:

  • You have worked jobs that required you to pay Social Security taxes
  • Your medical condition meets Social Security’s definition of disability
  • Your medical condition prevents you from performing the job you had before your disability and you cannot adjust to other work

If you apply for SSDI, you are getting money from the taxes taken from your past wages. Your benefits will vary depending on your work history. You may also test your ability to work through a trial work period while still receiving benefits.

What is Supplemental Security Income?

Supplemental Security Income (SSI) pays benefits to people with low income. Unlike SSDI, you do not need work history to qualify for benefits, provided that you:

  • Are 65 or older
  • Have a severe mental or physical impairment that has kept you from working your entire life
  • Have low income and limited resources or ability to earn income

Unlike SSDI, you may be able to receive SSI even if you have a job. The government will consider all your resources when determining your payments, but not all of them will “count against you.” You can receive a number of unearned benefits every month including workers comp, pension payments, Medicaid and housing grants. There are specific rules regarding what the government can and cannot look at when determining your SSI benefits, and a Columbus SSI disability lawyer can advise you of your rights.

If you think you may be entitled to Ohio Social Security disability benefits or if you were denied benefits, contact the Ohio SSI disability lawyers at Larrimer & Larrimer, LLC for a free consultation. We can also discuss Ohio’s Residential State Supplement if you live in an adult care facility. We represent clients throughout the state of Ohio including Columbus, Zanesville, Shadyside, Newark and Lima. Let us work for your benefit; contact us today.